Benefits of inventory finance

Inventory finance is available to Australian businesses to purchase goods or raw materials for manufacture and resale. The main benefit of inventory finance is that the stock to be financed does not have to pre-sold, invoiced and delivered.


Some other benefits of using Inventory Finance include:

• Increased purchasing power - inventory finance lets your business purchase additional stock without any requirements to have it pre-sold, invoiced or delivered. 
• Your business can harness additional purchasing power and achieve its full growth potential, whilst retaining title and control of your stock using inventory finance
• No real estate security required
• You can achieve supplier discounts, bulk savings and reduced freight costs through early supplier payments and larger orders with inventory finance
• Your business has the flexibility to purchase stock now and make repayments that match your cashflow, with pre-selected payment dates. 
• Expand your customer base with inventory finance - you no longer have to turn large orders away due to limited working capital 
• Have immediate title to stock and pay for it at the end of your selected repayment term. 
• Utilise Extended Payment Terms  
• Improved supplier relationships
• Optimised stock levels
• Grow without increasing capital or diluting equity in your business
• Inventory finance can be more cost effective than an overdraft
• Clear and transparent pricing, with no annual line fees, account keeping fees or audit fees

Inventory finance provides businesses with finance for the acquisition of stock for manufacturing or resale to your customers. Some of the clients we have helped include manufacturers, wholesalers and retailers who purchase stock from Australian or overseas suppliers.

For more information about inventory finance and whether it is suitable for your needs, speak to one of mortgage brokers at Intellichoice today on 1300 55 10 45 or visit www.intellichoice.com.au.