Taking the plunge: First home buyer health check

Buying a home is a long-term commitment - for better or worse - despite the shifting sands of the global economy. But there is help on hand to ensure you and your home loan can go the distance, no matter what the financial markets throw at you.

If you're a first home buyer, your mortgage broker is on hand to help you withstand the ebb and flow of economic cycles. Below are a few ways a mortgage broker can help give you confidence with your biggest financial commitment - your first big mortgage, regardless of the economic environment.

The right home loan
Mortgage brokers work for you and not the lender. The mortgage brokers at Intellichoice have access to over 30 lenders and 800 loan products. We will discuss your short and long term financial goals and find the most suitable home loan that suits your circumstances.

Protection for you and your asset
Although no one likes to think about the worst case scenario, it's smart to plan for it. We will be able to help source protection to give you peace of mind in the case of an accident, illness or worse - death.

With you all the way
Even though you've worked out a budget, you  may still be nervous during the first months of your mortgage and the debt you've taken on. If you need support, don't hesitate to call us - we're available by email or phone if you simply want to have a chat - we'll make sure you're on track and comfortable with your repayments.

Book in for a finance health check
The financial market has changed so much in the past 12-18 months and will contiue to change. New mortgage products are constantly being offered all the time, so make sure you book in for a finance review every 12 months to ensure you're still on the best mortgage product for you. You never know, we might be able to find another mortgage product that suits your situation which could save you thousands in repayments.